Thinking about buying dental insurance because you don’t have an employer offering it as a benefit? It might not be worth the cost even if you need extensive dental work.
It’s a concern fora lot of people. One in four Americans doesn’t have dental insurance, and of those over 65, half have no coverage, according to the National Association of Dental Plans (NADP).
Getting regular dental checkups is important for your health. But Employer-provided dental plans or private stand alone plans may not always be available to a consumer.
And even those that do have dental insurance plans can still find it difficult to pay for necessary dental procedures because they still can’t afford to.
Traditional employer-provided and private stand-alone plans operate pretty much the same way. Although plans claim to cover 100 percent of preventive care, such as regular check-ups and cleaning, 80 percent of basic services, like filling cavities and pulling teeth, and 50 percent of extensive work, such as root canals, bridges, and crowns, most consumers find themselves frustrated dealing with hidden costs and copays. Other drawbacks to these plans can include annual deductibles and usually a limit on annual coverage amounts, with a median cap of $1,500, according to the National Association of Dental Plans.
At Allen Family Dentistry we believe there is a better and more cost effective way to provide complete dental care without previous frustrations and drawbacks associated with traditional dental plans. We offer a membership plan called A Plan For Health. It is an annual subscription that can help you establish a dental wellness routine that is easy, affordable, and beneficial. We implemented a Plan For Health to help ease the stress and cost associated with traditional insurance. Unlike dental Insurance, Plan For Health is straightforward with no limit on discounts for treatment, no hidden costs and no downgrades.
This plan is part of our commitment to provide you with optimum oral health and a sense of caring, comfort and kindness. For more information on how you can provide full dental care for you and your loved ones call one of our locations in Bullard, TX or Athens, TX and one of our staff members will walk you through all of your options.